Employee Benefits

Barnard Insurance Agency, LLP will design the most efficient employee benefits package for your company. We offer a full range of custom-designed benefit options including:

• Group Life Insurance
• Group Health Insurance
• Group Disability Insurance
• Group Longterm Care Insurance
• Dental Insurance
• IRS Section 125/Cafeteria Plans
• 401(K)Profit-Sharing Plans
• Deferred Compensation Plans

We also offer fully-insured, self-funded and partially self-funded plans to qualified clients.

The Cafeteria Plan

One of the most effective employee-benefit programs available today is the Cafeteria Plan. Provided under Section 125 of the Internal Revenue Code, the plan allows employees to select benefits from a menu of taxable and non-taxable items.

401(k) and Profit-Sharing Plans

We can design a 401(k) or profit-sharing plan to meet your business or personal investment requirements.

Non-Qualified, Deferred Compensation Plans

More and more, small businesses are adopting non-qualified, deferred compensation plans for their employees and key staff. Barnard Insurance Agency, LLP can implement these plans to conform to your company's specific requirements.